Some Australians may be eligible to reduce their monthly payments - without bankruptcy. Click below to get started...
Check If I Qualify Safe, Secure & ConfidentialReduce monthly repayments to an affordable level
Explore alternatives to bankruptcy - there are options
Make one low monthly payment for multiple debts
Potentially save thousands in interest and charges
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A Debt Agreement is formal arrangement between you and your creditors to repay your debts. It will allow you to repay an amount to your creditors based on what you can reasonably afford over a set period of time, usually from 3 to 5 years. Debt agreements are legally binding.
Debt consolidation or refinancing can be a great step in getting your finances back under control. This option allows you to take multiple debts and replace them with a single one, often at a lower interest rate. In this way you can deal with a single lender rather than many.
Bankruptcy is a viable debt relief option for some, but has many drawbacks and should be seen only as a last resort. If you are struggling with debt, you have other options. Speak with a debt advisor today and learn about the available solutions for dealing with your debt.